Group Companies

Partner Companies

Partner Companies


The Maxima team in the lobby of their Head Office / Taejun Shin

Maxima Microfinance


Maxima was founded in 2000 to offer microfinance services with an emphasis on lending to rural poor and low-income individuals and small and medium enterprises (SMEs) to improve their living standards and realise their business goals. Maxima began partnering with Gojo in 2014 to achieve its vision – to be the leading MFI in Cambodia offering microfinance services with the highest quality of customer service.


The Sejaya management team / Sejaya

Sejaya Micro Credit

Sri Lanka

Sejaya Micro Credit was founded in 2015 with the vision of being the best microfinance service provider in terms of poverty reduction, job creation and social uplift. Their mission is to provide inclusive financial services to needy and underprivileged women/men to uplift their economic status, empower them, and generate employment opportunities in a socially responsible manner.


The landscape of Hpa-An, Kayin State, Myanmar / Taejun Shin

Microfinance Delta International (MIFIDA)


Microfinance Delta International (MIFIDA) joined Gojo in 2015. Their vision is for all low-income people to have the opportunity to achieve a life free from poverty, with dignity and purpose. MIFIDA's mission is to assist low-income groups to improve their living conditions by promoting self-reliance through micro-business opportunities and providing access to small-scale financial services.


The Satya team at the entrance to their Head Office / Taejun Shin

SATYA Microcapital


SATYA joined Gojo in 2018, and is one of the fastest-growing MFIs in India. They believe in bringing technology alongside human touch to the Indian microfinance industry, and combine the traditional microcredit model with technological innovation, such as cashless repayments through fingerprint authentication. SATYA provides prompt, convenient, and affordable credit to people at the bottom of the pyramid, and aims to be their preferred partner in creating enterprises and supporting their livelihoods.


The Ananya team with their chairman / Taejun Shin

Ananya Finance for Inclusive Growth


Established in 2009, Ananya is a wholesale lender for MFIs in India. Ananya is among the most responsible lenders in India and is dedicated to serving socially motivated double bottom-line enterprises. They are among the few wholesale lenders specializing in combining credit support with technical assistance, and work with a wide range of MFI clients, agrifinance providers, and MSMEs.


The AVIOM team / Taejun Shin

AVIOM India Housing Finance


AVIOM is an affordable housing finance company enabling families to realise their dream of home ownership. They offer home loans as well as affordable finance for upgrades, extensions, and sanitation. As a woman-led company, AVIOM offers services in the niche segment of the semi-formal and informal sector, with a special focus on empowering women by placing them at the center of their household’s goals for home ownership and financial autonomy.


The founders of Loan Frame / Loan Frame

Loan Frame Technologies


Loan Frame is a supply chain finance platform that is changing the way small businesses access working capital finance. Loan Frame merges world-class processes from leading global banks with deep Indian SME credit experience, data science, and cutting edge proprietary technologies. They use proprietary scoring and risk assessment algorithms to process traditional and alternative data to assess borrower creditworthiness, and have automated all major workflows to enable same day loan disbursals.


The Humo team / Humo



Microcredit Deposit Organization "Humo" is one of the leading microfinance institutions in Tajikistan. Humo provides a wide range of financial services through accessible channels to the population. Positioning itself as a Fin-tech, the organization places a tremendous emphasis on social aspects. To encompass all layers of the population, Humo presents an opportunity to its customers to use the mobile wallet -  Humo Online with mobile banking features.


The founders of MyShubhLife / MyShubhLife 



MyShubhLife is a full stack financial services platform that offers products such as small and large-ticket personal Loans, Earned Wage access, Bill Payments, Insurance, SIPs, E-Gold and E-filing taxes to the unbanked segments in the Next Half billion via its Android app that is available in 6 Indian languages.